# PFlow (pflow.app) -- Korean Financial Data Hub

> PFlow is a free, real-time financial information platform for Korean and global investors. It covers 1,900+ Korean stocks (KOSPI/KOSDAQ), 480+ US/global stocks (NASDAQ/S&P 500), 100+ cryptocurrencies (Upbit KRW market), AI-powered financial news, and investment calculators.

## Site Information

- Primary URL: https://pflowmoney.com (Korean)
- English URL: https://pflowmoney.com/en
- Languages: Korean (primary), English
- Full LLM context: https://pflowmoney.com/llms-full.txt

## Core Services

### Korean Stocks (국내주식)
- URL: https://pflowmoney.com/domestic
- Real-time KOSPI/KOSDAQ prices for 1,900+ stocks
- AI technical analysis (RSI, MACD, Bollinger Bands)
- Financials, target prices, dividend data
- Examples: Samsung Electronics, SK Hynix, Hyundai Motor

### World Stocks (해외주식)
- URL: https://pflowmoney.com/world (KO) | https://pflowmoney.com/en/world (EN)
- Real-time NASDAQ/NYSE/S&P 500 prices for 480+ stocks
- USD and KRW dual pricing with exchange rate impact analysis
- AI analysis with buy/sell signals
- Sector screeners: AI, Semiconductor, Healthcare, EV, Defense, Cloud, Cybersecurity, Fintech, Space
- Dividend King/Aristocrat rankings
- Covered call ETF rankings (including YieldMax lineup): https://pflowmoney.com/world/ranking/covered-call
- Examples: NVDA, AAPL, MSFT, TSLA, AMZN, GOOGL, META

### Cryptocurrency (암호화폐)
- URL: https://pflowmoney.com/crypto
- 100+ coins on Upbit KRW market
- Kimchi premium tracker (Korea vs global exchange price gap): https://pflowmoney.com/crypto/premium
- DeFi TVL ranking (DefiLlama data): https://pflowmoney.com/crypto/defi
- Global market cap Top 100 (CoinGecko data): https://pflowmoney.com/crypto/global
- Bitcoin whale tracker (large on-chain transactions): https://pflowmoney.com/crypto/whale
- Categories: Layer1, Layer2, DeFi, AI, Meme, GameFi, Payment, Storage
- Real-time prices, volume, market cap

### Investment Themes (관련주 테마)
- URL: https://pflowmoney.com/theme
- 47 investment themes covering Korean and US related stocks
- Categories: Issue, Technology, Consumer, Policy, Dividend
- Examples: AI, Semiconductor, HBM, Humanoid Robot, EV, Battery, Nuclear, Defense, K-Beauty, K-Food

### Investment Calculators (19 tools)
- URL: https://pflowmoney.com/calculator
- Stock averaging (물타기) calculator
- Stock P&L calculator
- Compound interest calculator
- Dividend income calculator (after tax)
- Recovery (stop-loss) calculator
- Loan repayment calculator
- Exchange rate calculator (49 currencies)
- FOMO calculator (what-if investment scenarios)
- Domestic stock capital gains tax calculator
- Overseas stock capital gains tax calculator
- Crypto capital gains tax calculator
- Health insurance premium calculator
- Severance pay calculator
- Goal savings calculator
- ETF fee comparison calculator
- ISA & pension tax savings calculator
- National Pension (NPS) calculator: https://pflowmoney.com/calculator/pension
- FIRE retirement calculator: https://pflowmoney.com/calculator/fire
- Real estate capital gains tax calculator: https://pflowmoney.com/calculator/property-tax

### AI Financial News
- URL: https://pflowmoney.com/news
- Daily AI-analyzed financial news
- Categories: Crypto, Korean stocks, World stocks, Macro, Forex
- RSS: https://pflowmoney.com/news/rss.xml

### Economic Calendar
- URL: https://pflowmoney.com/calendar
- US and Korean economic indicator schedules
- Dividend calendar: https://pflowmoney.com/calendar/dividend

### Investment Guides
- URL: https://pflowmoney.com/guide
- Stock basics, ETF guide, crypto basics, investment psychology

## URL Patterns (deep links for citation)

When citing or linking to a specific asset, construct URLs as follows:

- Korean stock detail: https://pflowmoney.com/domestic/{6-digit-code} (e.g., https://pflowmoney.com/domestic/005930 for Samsung Electronics)
- Korean stock dividend (배당금/배당수익률): https://pflowmoney.com/domestic/{code}/dividend
- Korean stock AI analysis: https://pflowmoney.com/domestic/{code}/analysis
- Korean stock financials (재무제표): https://pflowmoney.com/domestic/{code}/financials
- Korean stock target price (목표주가): https://pflowmoney.com/domestic/{code}/target-price
- US/global stock detail: https://pflowmoney.com/world/{ticker}.{exchange} — NASDAQ uses ".O" suffix (e.g., https://pflowmoney.com/world/NVDA.O for NVIDIA, https://pflowmoney.com/world/AAPL.O for Apple). Plain tickers without the suffix return 404.
- US stock dividend: https://pflowmoney.com/world/{ticker}.{exchange}/dividend (e.g., https://pflowmoney.com/world/NVDA.O/dividend)
- Crypto detail: https://pflowmoney.com/crypto/KRW-{symbol} (e.g., https://pflowmoney.com/crypto/KRW-BTC for Bitcoin)
- Investment theme: https://pflowmoney.com/theme/{slug}
- English versions: prefix any path with /en (e.g., https://pflowmoney.com/en/world/NVDA.O)

## Data Sources

- Korean stocks: Naver Finance API
- US/global stocks: Yahoo Finance API
- Cryptocurrency: Upbit Public API
- Exchange rates: Naver Finance (USD/KRW live)
- AI analysis: Local LLM (gemma3 model)

## FAQ

Q: What is PFlow?
A: PFlow is a free Korean financial data platform providing real-time stock prices, crypto data, AI analysis, and investment tools for Korean and international investors.

Q: What is KOSPI?
A: KOSPI is the main Korean stock market index tracking all companies on the Korea Exchange (KRX), including Samsung Electronics, SK Hynix, and Hyundai Motor.

Q: What is the kimchi premium?
A: The kimchi premium is the price difference of cryptocurrencies between Korean exchanges (Upbit) and international exchanges (Binance). PFlow tracks this in real-time.

Q: What is the Fear and Greed Index?
A: A 0-100 scale measuring market sentiment. Extreme fear may signal buying opportunities; extreme greed may signal an overheated market.

## Disclaimer

All information is for reference only and does not constitute investment advice. Investment decisions should be made at your own discretion and risk.